Zombie Graduate

Will My College Survive?

Sector-specific financial health analysis for 9,000+ U.S. colleges and universities

About This Tool

This tool provides sector-specific financial health analysis for U.S. colleges and universities. Unlike one-size-fits-all approaches, we recognize that public, private non-profit, and for-profit institutions face fundamentally different financial pressures and require tailored risk assessments.

Data Sources

Methodology

We use sector-specific risk factors (7 for public, 10 for private non-profit, 8 for for-profit) derived from analysis of institutional closure patterns and financial distress indicators. Each institution is evaluated against factors relevant to their sector, measuring financial stability, enrollment trends, revenue sustainability, and academic outcomes.

Understanding Institution Types

Not all colleges face the same financial pressures. We evaluate 9,041 U.S. institutions using sector-specific risk factors tailored to three distinct types:

Public Institutions

State universities and colleges. Receive state funding but are vulnerable to appropriation cuts and enrollment declines.

2,184 schools • 7 risk factors

Private Non-Profit

Independent colleges and universities. Rely heavily on endowments, tuition, and donations. Evaluated on endowment strength and sustainability.

2,223 schools • 10 risk factors

For-Profit

Operated for investor returns. Heavily dependent on federal student aid and face higher regulatory scrutiny and closure rates.

4,322 schools • 8 risk factors

Risk Distribution by Institution Type

Each sector shows different risk patterns based on their unique financial models and challenges:

Public Institutions

2,184 institutions(293 with safe harbor status)
Click any bar to explore schools by risk level
Low Risk (0-2): 734
Moderate (3-4): 938
High Risk (5+): 194

Private Non-Profit

2,223 institutions(178 with safe harbor status)
Click any bar to explore schools by risk level
Low Risk (0-2): 712
Moderate (3-4): 449
High Risk (5+): 221

For-Profit

4,322 institutions
Click any bar to explore schools by risk level
Low Risk (0-2): 447
Moderate (3-4): 958
High Risk (5+): 345